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cases, slow onset hazards at the coast, and to increase overall resilience. For coastal risks, insurance is mainly applicable for sudden onset hazards, including storm surges and coastal flooding, to buffer against the financial impacts of loss events. For slow onset hazards, insurance schemes are not the first-best tool, whereas resilience building and prevention of loss and damage in such instances may be more cost-effective ways to address these risks Warner , 201. In this context, index based insurance products are increasingly offered, particularly in low-income countries and have also been included in a number of countries in their NDCs and in some cases in their National Adaptation Plans NAPs; Kreft , . Countries with existing climate risk insurance schemes include, for example, Haiti, Maldives, Seychelles and Vietnam. The InsuResilience Global Partnership for Climate and Disaster Risk Finance and Insurance Solutions was launched at the UN Climate Conference in Bonn. InsuResilience aims to enable more timely response after a disaster and helps to better prepare for climate and disaster risk through the use of climate and disaster risk finance and insurance solutions. So far, climate risk insurance was used mainly in the context of agriculture, where it has showed great efficacy in boosting investments for increasing productivity Fernandez and Schäfer, . However, on the global scale, the uptake of index insurance is still low Yuzva , . The quality of surface water resources in estuaries, rivers, reservoirs, etc. can be affected by the intrusion of saline water, both in a direct and indirect way . In terms of direct impacts, statistical models and long-term records of salinity show significant upward trends in salinity and a positive correlation between rising sea levels and increasing residual salinity, for example in the Delaware Estuary, USA Ross , . Higher salinity levels, further inland, have also been reported in the Gorai river basin, southwestern Bangladesh , and in the Mekong Delta, Vietnam. In the Mekong Delta for instance, salinity intrusion extends around 15 km inland during the rainy season and typically around 50 km during dry season Gugliotta , . Importantly, salinity intrusion in these deltas is caused by a variety of factors such as changes in discharge and water abstraction along with relative SLR. More broadly, the impact of salinity intrusion can be significant in river deltas or low-lying wetlands, especially during low-flow periods such as in the dry season Dessu , . In Bangladesh, for instance, some freshwater fish species are expected to lose their habitat with increasing salinity, with profound consequences on fish-dependent communities Dasgupta , . In the Florida Coastal Everglades, sea level increasingly exceeds ground surface elevation at the most downstream freshwater sites, affecting marine-to-freshwater hydrologic connectivity and transport of salinity and phosphorous upstream from the Gulf of Mexico. The impact of SLR is higher in the dry season when there is practically no

hello darkness my old friend pokemon with dragon type​ shirt 1
hello darkness my old friend pokemon with dragon type​ shirt 1

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