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It’s possible you’ll find useful the publications and small enterprise planning aids from the nonprofit Institute for Enterprise & House Safety ( IBHS ), an insurance coverage trade group whose function is to make properties and businesses safer from pure disasters. Implement a periodic security inspection and upkeep program for all vehicles used for enterprise functions. In response to a survey of small companies by the National Affiliation of Insurance Commissioners, 71 p.c of the firms surveyed mentioned they had been very depending on one or two key individuals for his or her success.

A personal auto policy is unlikely to supply protection, nevertheless, if the vehicle in question is used primarily in enterprise. Your private auto policy probably gives protection for some

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