You get old when you stop flying You don’t stop flying when you get old poster You should stay on top of the latest news concerning car insurance. You want to know as much as possible in order to properly make decisions that will get you the right coverage. This article provides tips on how to make the best insurance decisions.You get old when you stop flying You don’t stop flying when you get old poster Lowering your yearly mileage can help you lower your monthly auto insurance payments. You may find that your insurance company will lower your rate if you lower your annual mileage.You get old when you stop flying You don’t stop flying when you get old poster Before you purchase a car, it’s important to talk to your insurance agent first. Insurance agents will be able to advise you on what type of car has low insurance rates. This will help you decide between a used car and a brand new car. If you choose a vehicle that has been rated safe, you may save a lot of money on your insurance premium.When shopping for vehicle insurance coverage for your teen, ask your agent to give you a quote, both as a separate policy and also as an addition to your existing policy. Sometimes it is better to simply purchase a separate policy for the second car and your teenaged child.Switching cars between different family members is not advisable if you want low premiums. Having only one name attached with each car will net you a better price on your insurance.Remember that when you buy auto insurance, you are only covering the people that are on the policy. That means that if someone else is driving the car and totals it, the insurance company will deny the claim. There are coverage options that insure only the car itself, rather than a car/driver combo, but you have to pay extra for these types of policies.Reconsider buying add-ons for your car that you don’t really need. While any person could enjoy heated seats or even a top of the line speaker system, you might be better served saving the money for a rainy day. If your car is totaled or stolen, your insurance will not reimburse you for the damage done to it.When purchasing new auto insurance, you should always be sure you have property damage liability. This covers any damage your car may have created during an auto accident. Only three states do not require liability insurance to operate a vehicle. If you are involved in an accident, property damage liability can save you a great deal of money.Apply the knowledge you have gained through this article to start making better auto insurance decisions. More knowledge can only lead to making better decisions. You can also give these tips out to help family and friends.